Case Study

Enabling Top-Tier Fintech Engineering for a Digital Gifting & Legacy Platform

The Challenge

A U.S.-based startup set out to build a platform that allowed users to schedule gifts, send money, and plan financial legacies securely, either instantly or into the future. The product required real-time payment processing, vendor integrations, peer-to-peer transfers, and automated scheduling across multiple time zones.

The founder had a clear vision but needed a technical team capable of building the platform from the ground up. The complexity was not just product design, but payment orchestration. The checkout layer had to support multiple vendors, immediate and scheduled transactions, and automated disbursement logic.

At the same time, the scheduling engine needed to manage deliveries from same-day to 15 months in advance without failure. Building this internally would have required months of hiring and operational overhead.

The Rise92 Solution

The company partnered with Rise92’s Talent Concierge to access senior product and engineering talent from its curated, off-market network. These were engineers capable of owning architecture decisions across payment orchestration, API integrations, and complex scheduling logic.

Working directly with the founder, Rise92 defined the technical scope and identified professionals who had previously operated in transactional fintech environments. Rather than assembling a vendor-managed delivery squad, Rise92 structured compliant employment under a single accountable framework, centralizing payroll and statutory obligations while allowing the engineers to integrate directly into core product development.

The Impact

3 WEEKS

Senior product and engineering capability structured end-to-end

MVP LAUNCHED

Production-grade payment architecture built from scratch

MULTI-VENDOR SYSTEM

Checkout system supporting instant and scheduled transactions

15 MONTH RANGE

Scheduling for same-day to long-term gift deliveries across U.S. time zones

INVESTOR-READY

Prototype used directly in VC fundraising conversations

EXPANDING PRODUCT

Roadmap extended into P2P transfers and digital legacy planning

By consolidating specialized talent curation and employment under one framework, the company accelerated product development without building an international hiring infrastructure or managing fragmented vendors.

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